ARE YOU GOING TO BUY A HOME?

Don't spend unnecessary money!

Spending unnecessary money is the kind of compulsive instinct that may lead you to lose your biggest dream in life, which is buying a home.

You have been saving money for a very long time to buy your dream home in the Sacramento or surrounding area.
But, there is this temptation that strikes you to go out and spend just a little on new clothing for your wife and a new car for you!

Where is your dream home now? Oh! It’s still here and you are firmly determined to buy a single-family home.
You are just about to apply for a mortgage loan and get pre-qualified. The results indicate according to your income and your last big spending spree, unfortunately you don’t have enough funds. So, before buying a home, don’t spend unnecessary money that can hurt your debt to income ratios. -  learn more

If you buy a home first and make your monthly payments on time according to your loan program, this will leave you in a good position to purchase whatever you want later because your credit will be much better.